Disclaimer
rifinance.xyz publishes a compound interest calculator and editorial content for general informational use. The calculator is mathematically verified, but its output must not be treated as a forecast, recommendation, or substitute for advice from a regulated professional. Read the following before relying on any figure produced by this site.
Last updated:
1. Editorial accuracy
Every figure on this site is verified through three independent methods (closed-form
formula, period-by-period simulation, and Excel FV() cross-check) before
publication. Detected discrepancies block release. Despite this discipline we do not
warrant that the site is free of error or current with every regulatory or product
change at every point in time.
2. No warranty
The Service, including the calculator and the surrounding editorial content, is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including without limitation any implied warranty of merchantability, fitness for a particular purpose, or non-infringement. To the maximum extent permitted by applicable law, rifinance.xyz and its contributors disclaim all such warranties.
3. Past performance, future results, and assumed rates
The calculator computes a deterministic future value from the rate you enter. It does not forecast investment returns, market behaviour, or interest rates set by banks. Real-world rates of return are not guaranteed and historical averages are not a promise of future performance. Use plausible, conservatively chosen rates and run multiple scenarios.
4. Not financial, tax, or legal advice
rifinance.xyz does not provide investment, tax, accounting, or legal advice. The calculator is a math tool. Whether to invest, in what vehicle, at what contribution level, and at what tax treatment is a decision to make in conjunction with a regulated financial planner, certified public accountant, or licensed attorney as appropriate for your jurisdiction.
5. Limitation of liability
In no event will rifinance.xyz, its editors, contributors, hosting providers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, savings, opportunity, or data, arising out of or in connection with the use of, or the inability to use, the Service — even if we have been advised of the possibility of such damages.
Where liability cannot be excluded as a matter of law, our aggregate liability for any and all claims relating to the Service is limited to one hundred US dollars (US$100).
6. Third-party content
References to Microsoft Excel, Google AdSense, the IAB Europe TCF, Intl.NumberFormat, and other third-party trademarks are included for identification only. rifinance.xyz is not affiliated with, endorsed by, or sponsored by any rights holder mentioned on this site.
7. Changes
We may revise this disclaimer at any time. Material revisions are reflected in the “Last updated” date above. Continued use of the Service after a revision indicates acceptance of the updated disclaimer.
8. Contact
If you find an error in the calculator, in this disclaimer, or anywhere else on the site, please contact us via the contact page or write to editor@rifinance.xyz.